Banking - Opening an account
A: | Good morning, can I help you? |
B: | Yes, I'd like to open a deposit account. |
A: | Certainly Sir. Would you like a Silver or a Gold account? |
B: | What's the difference? |
A: | You can open a Silver account with just $5. The account comes with a cash card so you can withdraw your money at any time. The Silver account currently pays 5% interest. For the Gold account you need a minimum of $500, and you have to give 14 days notice to withdraw money. The interest rate is 6.5%. |
B: | I'll go for the Silver account. |
A: | How much would you like to deposit? |
B: | $500 |
A: | And we'll need two proofs of ID; telephone bill, driver's license, credit card statement etc. |
B: | I'm sorry, I don't have any of those on me. I'll come back tomorrow. |
Applying for a mortgage
C: | Good morning, I'm the manager, how can I help you? |
D: | We'd like to apply for a mortgage. |
C: | Have you found a property you're interested in? |
D: | Yes we have. |
C: | How much would you like to borrow? |
D: | Well, the property is $75,000, but we have a deposit of $25,000 |
C: | So you need a $50,000 loan. Do you have an account with this bank? |
D: | Yes, we both have accounts here. I've had my account for over fifteen years. |
C: | How much do you both earn? |
D: | I earn $15,000 a year and my wife earns $12,500. |
C: | That's fine. Now Would you like to complete this form......... |
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